WHIDC Business Loans

A third of our loans go to start-up businesses. Of the loans to individuals, 91% have gone to minority- and over 40% went to women-owned businesses. These loans have created 549 full-time jobs and 149 new businesses in our community. We are one of the most active and successful micro business lenders in New York City. 

About The Program

Woman with Open Sign

Business Loans

WHIDC specializes in small business loans up to $50,000 for established businesses. For businesses in the startup phase (less than 24 months) we offer loans up to $15,000. Our loans meet the needs of entrepreneurs for a variety of financial needs whether to purchase inventory, update your equipment, pay accounts receivable, or manage your debt, WHIDC aims to enable the growth and retention of small businesses.

Micro-business Loans

The Business Operating Success System (BOSS) provides one-on-one business development assistance and pro bono legal assistance to micro-businesses in Upper Manhattan and the Western Bronx. The program has made 400 loans totaling $6,000,000 since the loan program’s inception in 1992.

Apply & Get a response within a week!

Download Business Loan Application

Download Start-up Loan Application

Contact Information

WHIDC Business Loan Office
611 W 177th Street
New York, NY 10033

Phone: (212) 795-1600
Email: Lending@whidc.org